Effective Date: August 26, 2026
1. Introduction
Your Total Solution Wealth Management, LLC, a Pennsylvania limited liability company doing business as YTS Wealth Management (collectively, “YTS,” “we,” “us,” or “our”), respects your privacy and is committed to handling personal information responsibly.
This Privacy Policy explains how YTS collects, uses, discloses, retains, and protects personal information through ytswealth.com, the YTS online learning portal hosted through Absorb Software, contact forms, email communications, social media interactions, and other digital services that link to this Privacy Policy.
This Privacy Policy applies to the public website and the YTS learning portal. Separate agreements and privacy notices may apply to brokerage, investment advisory, insurance, tax, accounting, or other regulated services.
2. Information We Collect
Depending on how you interact with YTS, we may collect the following information:
- Contact information, including your name, email address, telephone number, mailing address, and preferred method of contact.
- Information included in appointment requests, contact forms, questionnaires, messages, or other communications.
- Communication preferences, newsletter subscriptions, and marketing choices.
- Learning portal account information, course registrations, progress, completion records, assessment results, and related activity.
- Information included in customer service or technical support requests.
- Professional or employment information submitted in connection with employment opportunities.
- Public social media interactions and information you choose to provide through social media platforms.
Please do not submit Social Security numbers, account numbers, passwords, trading instructions, or other sensitive financial information through the public website, learning portal, social media, or general email.
3. Information Collected Automatically
When you use our website or learning portal, we may collect technical and usage information, including:
- Internet Protocol address and approximate location derived from that address.
- Browser, device, and operating system information.
- Pages viewed, links selected, referral sources, and the dates and times of visits.
- Login activity and learning portal usage.
- Cookie identifiers and similar technical information.
4. Cookies and Analytics
YTS uses cookies and similar technologies to operate digital services, remember preferences, support account access, understand usage, and improve performance. YTS uses Google Analytics to measure website activity and understand how visitors use the website.
You may be able to control cookies through your browser settings and any cookie preference tool made available on the website. Disabling certain cookies may affect how portions of the website or learning portal function.
5. How We Use Personal Information
YTS may use personal information to:
- Respond to questions, requests, and appointment inquiries.
- Provide and administer access to the YTS learning portal and maintain course records.
- Send newsletters and other communications when permitted.
- Operate, maintain, personalize, and improve our website, courses, and digital services.
- Maintain customer relationship records and coordinate appropriate follow up.
- Manage social media communications and engagement.
- Protect accounts, systems, users, and the YTS business from fraud, misuse, and security incidents.
- Maintain records and comply with legal, regulatory, contractual, and compliance obligations.
- Establish, exercise, or defend legal rights.
- Carry out another purpose disclosed when the information is collected or with your consent.
6. Service Providers and Other Disclosures
YTS may disclose personal information to service providers that support our operations. Current service providers include Google Analytics for website measurement, Constant Contact for email communications, Sprout Social for social media management, Wealthbox for customer relationship management, and Absorb Software for learning management. Other providers may support hosting, security, storage, technical support, and professional services.
YTS may also disclose information:
- To LPL Financial and its affiliates when necessary to support financial services, account services, regulatory duties, or compliance requirements.
- To attorneys, accountants, auditors, consultants, and other professional advisers.
- To government authorities, regulators, courts, or law enforcement when disclosure is required or permitted by law.
- In connection with a merger, acquisition, restructuring, financing, sale, or transfer of all or part of the business.
- At your direction or with your consent.
7. No Sale or Targeted Advertising
YTS does not sell personal information and does not use personal information for targeted advertising. Disclosures to service providers for the business purposes described in this Privacy Policy are not made in exchange for money.
8. Marketing Communications
If you subscribe to a newsletter or request marketing communications, YTS may use your contact information to send those communications, including through Constant Contact. You may unsubscribe using the link in the message or by contacting YTS.
Unsubscribing from marketing communications does not prevent YTS from sending administrative, security, account, course, or service related messages.
9. Data Retention
YTS retains website and learning portal information for as long as reasonably necessary to provide services, maintain business and compliance records, resolve disputes, protect legal rights, and satisfy legal or contractual obligations. Retention periods vary based on the type of information and the reason it was collected.
Client, account, and regulated financial services records may be subject to separate LPL policies, client agreements, securities regulations, and other legal requirements. Those records are not governed solely by the website and learning portal retention practices described here.
10. Information Security
YTS uses reasonable administrative, technical, and physical safeguards designed to protect personal information. No website, email system, learning platform, or electronic transmission can be guaranteed to be completely secure.
You are responsible for protecting your login credentials and notifying YTS if you believe an account or information has been compromised. Do not send trades, withdrawals, account changes, passwords, or urgent financial instructions through the website, learning portal, social media, or general email.
11. Privacy Rights
Depending on where you live and subject to applicable law, you may have the right to:
- Request information about personal information YTS maintains about you.
- Request access to or a copy of certain personal information.
- Request correction of inaccurate personal information.
- Request deletion of certain personal information.
- Withdraw consent where processing is based on consent.
- Object to or limit certain uses of personal information.
- Appeal a decision concerning a privacy request where applicable.
These rights may be limited by legal, regulatory, recordkeeping, security, and identity verification requirements. To submit a request, contact YTS using the information below. YTS may need to verify your identity before completing a request.
12. Children’s Privacy
The YTS website and learning portal are not directed to children under 13. YTS does not knowingly collect personal information from children under 13 without legally required authorization. If you believe a child has provided personal information to YTS, please contact us.
13. LPL Financial and Third Party Services
Securities and advisory services are offered through LPL Financial LLC, a registered investment advisor, Member FINRA/SIPC. Information submitted directly to LPL Financial or through an LPL service is governed by the applicable LPL agreements, privacy policies, and consumer privacy notices.
The YTS website and learning portal may link to LPL Financial, Absorb Software, social media platforms, and other third party websites or services. YTS does not control their privacy or security practices. Review the privacy notices of those organizations before providing information.
14. Changes to This Privacy Policy
YTS may update this Privacy Policy when its services, technology, or legal obligations change. The revised policy will be posted with a new effective date. Material changes may also be communicated through the website, learning portal, or another appropriate method.
15. Contact YTS
Questions or requests concerning this Privacy Policy may be directed to:
Your Total Solution Wealth Management, LLC
Attention: Privacy Contact
4000 Triangle Lane, Suite 200
Export, PA 15632
Telephone: 724-733-4334
Email: info@ytswealth.com
