We Are Here To Help
Get the Federal Employee Retirement Checklist and Understand Your Benefits.
Access the YTS Wealth Management team’s 5-step checklist to help you get more from your benefits and savings.
Are You Confident
Cover Your Federal Benefit Bases
Federal employees face unique considerations when preparing for retirement, from complex benefit structures to evolving financial goals. YTS Wealth Management provides comprehensive guidance designed to help you navigate these decisions with clarity and confidence. Our fiduciary approach means your best interests always come first. We focus on preserving and enhancing your wealth through a holistic planning approach and a personalized strategy that aligns with your long-term vision for retirement.
What You Get
The YTS Wealth Management Federal retirement checklist outlines 5 crucial considerations for federal employees:
Pension planning
Confirm your retirement systems (FERS, CSRS, FERS-RAE), calculate your annuity, and decide on survivor benefits.
Healthcare planning
Confirm FEHB eligibility, enroll in Medicare Parts A & B, and research long-term care insurance (FLTCIP) options.
Social Security Planning
Determine your Full Retirement Age (FRA), calculate the windfall Elimination Provision (WEP) if applicable, and coordinate spousal benefits
Thrift savings plan (TSP)
Review withdrawal options, update beneficiary designations (TSP-3 Form) and consider tax strategies like Roth conversions.
Estate planning
Create or update wills and trusts, designate beneficiaries for TSP and FEGLI and establish Powers of Attorney (POA) and healthcare directives.
